First Time Buyer

Avoid being gazumped

Avoid being gazumped

Question I am desperate to get on the housing ladder and have been saving up for my deposit for some time now. I found an apartment that I really ...

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Legal

  • Sold as seen

    Sold as seen

    I recently bought a property and, regrettably, only had a valuation done on it. The property was immaculate, and had been completely refurbished, so I didn’t think I needed one. Since buying it I have found that my home has mild subsidence issues. Could you let me know if this is my problem or the vendors? Sally Tatorski, Camberley ...

  • How to share?

    How to share?

    I've found a property I want to buy through shared ownership but I'm not sure of the legal process. Can you take me through it step by step? Chloe Peterson, Little Hampton ...

  • Are HIPs a hindrance?

    Are HIPs a hindrance?

    Will HIPs make home buying more transparent or slow the housing market down even further? Trevor Peterson, Orpington...

  • Protect my pension

    Protect my pension

    I am helping my son and his future wife buy a property by lending them my savings for a deposit. How can I safeguard that I will get the money back in the future? Is there anything I can do legally as the money needs to be put towards my future pension. Thanks in advance, Margaret Pieterson, Cheshire ...

Market Watch

  • To rent or to buy – that is the question

    Recent figures suggest rental prices are now higher than average mortgage payments. Laura Edgecumbe-Ansdell investigates whether the time is ripe for ftbs to swap renting for a mortgage According...

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